The growing interest in the stock market (stock exchange) is notorious. Many are still studying, seeking to better understand its operation, especially the return involved in risk. Investing in stocks can leverage your equity if done well …
And it is at this point that the first question arises: in which shares to invest?
Identify your profile before investing
Before investing in stocks it is very important to understand whether this market is in fact aligned with your profile and objectives. A person who does not have the profile to invest in shares may not be able to withstand the daily fluctuations of the stock market.
It is common to see new entrants when the stock market has an upward trend, for example, Ibovespa with a return of 40% in the year. However, in a few days, new entrants are faced with losses of 2% or 3% and find out what equity actually means and end up leaving. Many fail to see that in the period when the Ibovespa grew 40%, there were moments of high and low in the index, something common and continuous in the market.
There are cases where the investment has a profile for the stock exchange, but its objective at the moment is different. If you have just started investing, you should know that the emergency reserve is very important and it should be your first investment, so you will not use the stock exchange to do so, but rather to the Treasury Selic, CDB with daily liquidity or Fund DI.
Another case would be if you have a medium-term objective, such as entering a postgraduate course. In this case, you will make monthly investments in investments that will guarantee you the desired value on the exact date.
So, before migrating to the stock market, check if your investment profile is really that, the App Renda Fixa provides a test for you to know your profile.
Actions are long-term investments
Invest thinking about the long term, with that, your chance of success will be much greater. When investing in the stock market, don’t forget that shares represent parts of a company that is operating in the real economy. It sells products, buys inputs, has employees, pays taxes, that is, a company like any other.
It may seem strange that I am dealing with this, but many people forget this simple fact and it can make a lot of difference during their investments. For example, imagine that a share fell 10% in the month, did that company profit 10% less? Or did it sell less? In fact, in many cases, neither one nor the other. The oscillations of the shares are due to the movements of the stock exchange, funds, and people changing their positions daily.
If you are looking for the long term, the moments of decline should not affect your investments, in a short time the stock may return to what it was or even rise further. Short-term fluctuations will run even during the trading session, there are cases of shares that open at -2% and close at 3%. The sooner you understand this the better your results will be.
Do not invest in companies at a loss
Now I’m going to give you some tips to let you know what stocks you should buy. As I said the companies are in the real economy, does it make it feel like a company has closed 3 years in a row at a loss? In some cases, yes, it may be that the company is expanding and for that, it needed loans, etc. But in general, you must be very careful when investing in companies that are at a loss. You can consult the companies’ balance sheet on the B3 website.
Try to invest in healthy companies that are making a profit. If any company has made a loss and you want to invest in it, try to understand the reasons that led to it.
Invest in Blue Chips
Blue Chips are the shares of the companies most traded on the stock exchange, this means that they are stocks that have high liquidity when buying and selling papers. It is interesting to invest in these companies precisely because of the volume of business, you will be able to change positions more easily in this case.